Auto Loans

We'll Match or Beat your current auto rate! Let us finance or refinance your new or used car loan and we'll match your current rate. Certain restrictions apply, so call our Loan Department.

3% Rate Reduction on Auto Loan Rates for the Credit Challenged. Mid Cities Credit Union now offers a 3% APR rate reduction on new and used auto loans for members who are credit challenged. This is a great way to reduce your interest rate on your auto loan and help you re-establish your credit history. 

These specials are only available for a limited time so call and speak to our Loan Department at (310) 638-5147, extension 4406 or extension 4409.

*APR=Annual Percentage Rate. All loans are subject to approval. No combining with other credit union offers or discounts. Both offers are good for new and used cars. Refinancing subject to Kelley Blue Book value. Existing Mid Cities Credit Union auto loans are not eligible for this promotion. Refinanced loans for both specials must be from another financial institution. For the 3% rate reduction for the credit challenged member, member must agree to have a GPS locator placed on the vehicle and agree to the terms and conditions of the GPS locating device. The 3% rate reduction offer is good for members who are in the D & E credit tiers only. A $50 processing fee will apply for all auto loan refinacing.


Other Features

  • Great low rates
  • Available for a wide range of new and used cars, trucks and SUVs
  • Terms up to 84 months
  • Up to 100% financing including tax and license
  • Loan preapprovals available
  • Variety of loan insurance products available including Guaranteed Auto Protection (GAP), Mechanical Breakdown Insurance (MBI) and Credit Life & Disability
  • Wide variety of loan types including dealer purchases, refinances, private party purchases and lease buyouts

Apply Online
View Current Rates
Download an Application

Helpful Auto Buying Services


Contact Us

Sign Up for Email Communication Enter Your Email Address: